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Research Paper | Finance | Qatar | Volume 8 Issue 11, November 2019

Beyond Myself: A Phenomenological Study on the Financing Decision Deeds of Overseas Filipino Workers in Qatar

Dr. Fredelito Don John A. Vallesteros ^[3] | Carlisle Justin Cachuela | Andrei Anthony Y. Sanchez | Dean Daniel T. Santos | Precious Krystal V. Aguba | Juliana Claudette C. Almario | Eliza Elmira Q. Castillo | Dianne Mae B. Menez

Abstract: Background: Investors are assumed to have preferences defined over the traded assets. Investment decisions for an investor are based on historical prices and security analysis of financial assets such as stocks and bonds. Method: This qualitative paper made use of a phenomenological research design to understand the lived experiences and perceptions of the participants, specifically Filipino engineers, relative to the central question: ?How do the OFWs in Qatar make decisions with regard to investments?? Data were gathered through a twenty-five semi-structured interview; and were analyzed using an inductive approach in theme development. Findings: Findings have shown that investors? financial decisions get impelled by intellectual and responsive preferences. Investors make use of guidelines enclosed by them for investment decisions in multifaceted and ambiguous fair, but in reality, investors are not coherent. They are habitually influenced by emotions while taking an investment decision. Conclusion: The behavioral factors have an influence on the investor's decision making and hence affect their investment returns. Recommendation: To fill the literature gap, this paper suggests future researchers to further expand the pool of participants to elicit a wider range of responses. The participants chosen should also have varied investment choices to check whether all investors would emit the same type of response.

Keywords: Financial Management, Investments, Filipinos Overseas, State of Qatar, Decision Making

Edition: Volume 8 Issue 11, November 2019,

Pages: 1114 - 1129

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