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Informative Article | Software Engineering | India | Volume 10 Issue 6, June 2021 | Popularity: 5.6 / 10

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Architecting the Future: Modular Designs for Next - Generation Payment Gateways

Kalyanasundharam Ramachandran

Abstract: This white paper addresses the design of scalable and flexible modular payment gateway architectures, with a focus on optimizing the bottleneck - prone switch component by splitting it into a thin interface layer and a separate processing service. Targeted at payment system architects, fintech developers, IT project managers, and business strategists, the paper outlines a solution that enhances system performance and transaction flow management. Stakeholders will learn how to implement these modular designs to improve system maintenance, adaptability, and overall efficiency in handling diverse and increasing transaction volumes. This approach ensures that payment infrastructures are robust and future - ready, capable of evolving with market demands.

Keywords: Payment Gateways, Scalability, Flexibility, Modular Architecture, Switch Component, System Bottleneck, Interface Layer, Downstream Communication, Digital Transactions

Edition: Volume 10 Issue 6, June 2021

Pages: 1821 - 1824

DOI: https://www.doi.org/10.21275/SR24628181612

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